RV Insurance

Recreational Vehicle Insurance

Buying and owning an RV is a dream-come-true for many travelers across the country. An RV opens up the door to America allowing vacationers to see the many splendors and sights our great nation has to offer. Whether you are climbing a winding road in the Rockies, trudging through the hot desert of the southwest or heading east to the Nation’s Capital, an RV can get you there.

Your new RV comes with a responsibility to protect and secure it from the dangers of America’s roadways. RV insurance coverage with HIG Insurance Group will protect your traveling companions and assets while you are on the road.

Most auto insurance policies will not cover your personal belongings, and then there are attachments such as antennas and grills which need to be covered. Taking the time to consult with one of our friendly HIG insurance agents makes more sense than you know. Our knowledgeable staff can show you all the important bases that need to be covered since they have seen some of the mistakes that others have made. Let us help you with that process.

Some of the coverage your Florida RV policy should provide includes:

  • Comprehensive Coverage - protection from any direct, sudden, and accidental loss, including: collision, fire, smoke, flood, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lighting.

  • Coverage for Attached Accessories - these include awnings, satellite dishes and TV antennas.

  • Total Loss Replacement Coverage - this protects your motor home from the effects of depreciation. If your new model motor home is destroyed within its first five years, you will be able to replace it with a brand new one similar kind and quality - no matter what it costs. In years six through ten, you may get up to what you paid for it originally toward the purchase of another motor home.

  • Emergency Expenses Coverage - will pay for lodging or a travel home if your unit is damaged or destroyed by a covered loss more than 50 miles from home.

  • Campsite / Vacation Liability Converge - will provide liability coverage when you are parked, and using your motor home as a residence.

  • Replacement Cost Coverage - will replace personal belongings that may be destroyed or stolen.

  • Towing and Roadside Assistance - so you don't have to buy a separate towing plan. Towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services can be accessed with just a phone call.

  • Full-Timer Coverage - will provide liability protection very similar to a Florida homeowner's insurance policy. While an auto policy will only provide liability protection when you are using your motor home as a vehicle, a Full-Time policy covers you when you are parked and using your RV as a residence.

1-888-CALL-HIG: Let our experienced insurance work hard to provide the right coverage for all your insurance needs.

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